The other day I was waiting in line at Starbucks to get a coffee and saw a sign that said "Create Jobs for USA." I asked the clerk what it was about and she gave me a pamphlet that described the program. 

I then logged on today to BlogHer and saw that they were also promoting this Create Jobs for USA program.

Basically, a $5 donation at Starbucks and other participating stores will go toward helping small community entrepreneurs borrow the funds they need in order to get a business started.

Hopefully I'm describing the concept correct, but basically you donate your $5 and receive a unique wristband in return. Then a CDFI (Community Development Financial Institution) provides an additional $30 to go along with your donation. That $35 goes into the community for lending to small businesses, affordable housing programs, real estate program, funding micro-enterprises and helping community-based non-profits. 

The money is repaid by borrowers 98 % of the time and then can go toward helping another entrepreneur or community association grow.

So according to the program every $3,000 donated generates $21,000 which is enough money to create one job. So we all help each other out. 

It could create a job for you or someone you know. It could provide you as a small business owner with the funds you need to grow your business.

The first thing I thought when I read the pamphlet was "where do I get one of these wristbands!" Because it sounds like an amazing idea. You have to wait until November 1, 2011 (that's tomorrow) to buy one at Starbucks.

On Our Own But We're In This Together
Let's face it people, whether you're a classy black lady or an American or any other cultural background: we're on our own!

Corporations aren't motivated to create jobs right now because it doesn't maximize their profitability. They're more motivated to hire in countries where people are happy to work for the equivalent of $1 to $2 an hour. That is the real reason why the American unemployment rate is sky-high.

In my opinion, the only way that we as Americans can pull ourselves out of this recession and jobs crisis is to:

1) Create our own jobs (entrepreneurship)
2) Support small local businesses instead of corporations
3) Bank at credit unions and other small local banks that support the community

Over the past few decades America has become so dependent on corporations and banks that we find ourselves in the situation we're in now. But we can turn it around.

Starbucks' Create Jobs for USA wristband 
Imagine an America where we return back to good old fashioned values of working hard, being happy, supporting your family and supporting each other.

The wristband that you get when you donate at Starbucks says "Indivisible." That pretty much says it all -- we must stand together.

I think this movement is a great start and I hope that you'll support the Create Jobs for USA cause. Visit the website at CreateJobsforUSA.org for more information (you can also donate $5 online) and don't forget to buy a wristband at Starbucks starting on November 1, 2011.